We’re a family-owned private investment fund in our 10th year of buying mortgages. We love buying 1st and 2nd mortgages that are not paying (we also buy ones that are paying too!) in exchange for lump sums of CASH.  I know, this may sound like an odd business but we are willing to take the risk that we can work with your Borrower to figure out a solution, and you can stop chasing them or having them ignore you.